QualifyBuyersNow Blog

Have you looked at your credit report lately?  Many of my customers are shocked to find accounts that they have paid not reporting correctly.  They are also suprised to find old collections reporting like they just happened.  These inconsistancies can be corrected. You just have to know how to make it happen.

To update incorrect information on your report, you should send a certified letter to the credit repositories that are recieving the incorrect information from the creditors.  If possible, include the proof that the account was paid.  This information typically needs to be from the creditor that is reporting the account.  If you do not have proof, but you know that you paid the account or that it is reporting wrong, not all is lost.  You can simply cite the incorrect information and send your letter to the credit repository that is recieving the incorrect information from the creditor. Remember to send the letter certified mail and request confirmation of reciept. Now the creditor has 30 days to either validate/update the information or remove it from your credit. Watch for a series of videos concerning this topic soon.